Ultimate Guide to Top 10 Mobiles Under ₹20000 (Sep. 2023)

September 5, 2023

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In a world where smartphones have become indispensable companions, finding the perfect one to suit your needs without breaking the bank is a quest many embark upon. If you’re searching for a reliable and feature-packed smartphone without exceeding a budget of Rs.20,000, you’re in the right place. Welcome to our comprehensive guide, “Rs.20,000 or Less: Your Ultimate Buying Guide for Top Mobile Phones.”

In this digital age, where options are abundant, and specifications are ever-evolving, we understand the importance of making an informed choice. Join us as we navigate the sea of smartphones, exploring their performance, displays, cameras, and unique features, ensuring you decide to fit your budget and elevate your mobile experience. It’s time to dip into the world of reasonable yet powerful and best smartphones!

1. POCO X5 5G

Features of the POCO X5 5G

Processor: Equipped with the Qualcomm Snapdragon 695 5G Octa-core processor, providing smooth performance for diverse tasks and decent gaming capabilities.
Memory: Generous 8GB RAM and ample 256GB storage space, providing snappy multitasking and room for all your apps and files.
Display: A 6.67-inch FHD+ AMOLED screen with a high 120Hz refresh rate, providing a smooth and quick-to-react touch experience. The 395 PPI guarantees sharp and clear pictures.
Camera: A 48MP triple rear camera setup captures clear and vibrant photos, while the 13MP front camera handles your selfie needs and supports video recording—one of the best camera phones.
Battery: The device boasts a large 5,000mAh battery, providing elongated use without routine recharging. Speedy charging support and a USB Type-C port add convenience.
SIM: Dual SIM support with 5G compatibility, allowing quicker data speeds and network connectivity.
Design: The phone features an understated yet classy design, and it’s notably lightweight at just 188 grams, making it comfortable to hold and carry.
IP53 Rating: It comes with an IP53 rating, safeguarding against dust and water splashes.
Price: The POCO X5 5G is priced at ₹18,318.

Pros of the POCO X5 5G

Bright AMOLED Display: The device sports a vivid AMOLED display with a high refresh rate, ensuring vibrant colors and smooth scrolling.
Large 5,000mAh Battery: The substantial battery capacity ensures all-day use without stressing about going out of power.
IP53 Rated: While not fully waterproof, the IP53 rating adds durability and protection against minor water exposure.
Reliable Mid-Range SoC: The Snapdragon 695 processor offers dependable performance for everyday tasks and gaming.

Cons of the POCO X5 5G

Lacks Android 13: The device may not ship with the latest Android 13 software, which means potential delays in receiving software updates.
Bloatware: Pre-installed bloatware could clutter the user experience, requiring manual removal.
Video Limitations: The device supports video recording up to 1080p at 30 fps, which might not meet the needs of users seeking higher video quality.

2. Realme 10 Pro 5G

Features of the Realme 10 Pro 5G

Premium Design: The Realme 10 Pro 5G boasts a premium design with minimal bezels (except the chin) and a flat-edged design that gives it an expensive look.
Display: It features a decent 6.72-inch display with a smooth 120Hz refresh rate, although it’s an LCD panel, which might disappoint users looking for an AMOLED screen. However, it offers ample brightness, reaching around 660 nits of peak brightness.
Processor: Powered by the Qualcomm Snapdragon 695 5G Octa-core processor, ensuring solid performance and efficient 5G connectivity.
Memory: 6GB of RAM and a spacious 128GB storage capacity, enabling smooth multitasking and ample room for apps and data.
Camera: Equipped with an impressive 108MP dual rear camera design for taking high-resolution pictures. The 16MP front camera is ideal for selfies and supports video recording.
Battery: The phone houses a 5000mAh battery with fast charging support and a convenient USB Type-C port for quick refueling.
SIM: Offers dual SIM support for added flexibility.
LED Flash: Features LED flash for better low-light photography.
Price: Priced at ₹19,650, it offers competitive value in its segment—one of the best SmartPhones available on the market.

Pros of the Realme 10 Pro 5G

Good Design with Minimal Bezels: The device stands out with its bezel-less look and flat-edged design, offering a premium feel.
Great Performer: Powered by a capable processor, it provides smooth and efficient performance for different tasks.
Fast Charging: Including fast charging ensures your device is ready to go quickly.
Responsive Display: The 120Hz refresh rate provides a responsive touch experience. It is one of the Best Phones available.

Cons of the Realme 10 Pro 5G

Bloatware: The phone’s UI comes with a significant amount of pre-installed bloatware, which all users may not appreciate.
Sub-par Build Quality: Some users might find the device’s build quality needs improvement compared to premium smartphones.
Battery Backup is Disappointing: Despite its large battery, the device’s battery backup might need to meet the expectations of users with heavy usage.

3. Motorola Moto G82 5G

Features of the Motorola Moto G82 5G

Display: The phone boasts a beautiful 6.6-inch AMOLED display with impressive features. It has an average delta E of 2.5 and covers 97.7 percent of the sRGB color space, delivering vibrant and accurate colors. With up to 645 nits of peak brightness, it offers excellent visibility even in bright conditions.
Processor: Powered by the Qualcomm Snapdragon 695 5G Octa-core processor, it provides dependable performance and 5G connectivity.
Memory: 6GB of RAM and ample 128GB storage space, ensuring smooth multitasking and storage for your apps and files.
Camera: Features a 50MP triple rear camera setup and a 16MP front camera for capturing high-quality photos and videos.
Battery: Houses a 5000mAh battery with fast charging support via a USB Type-C port.
SIM: Offers dual SIM support with 5G compatibility for faster data speeds and network connectivity.
LED Flash: Equipped with an LED flash for improved low-light photography.
Price: Priced at ₹21,480, it offers competitive value in its segment. One of the Best mobile phones available.

Pros of the Motorola Moto G82 5G

Well-built and Durable: The phone is well-constructed and built to withstand daily use, ensuring longevity.
Stock Android 12: Runs smoothly with My UX customizations, providing a clean and user-friendly interface.
Balanced Performance: The Snapdragon 695 processor delivers reliable and balanced performance for various tasks and 5G connectivity.
Cameras at Par: The camera setup offers performance on par with the competition, allowing you to capture quality photos and videos.

Cons of the Motorola Moto G82 5G

No HDR Support on YouTube and Netflix: Lack of HDR support on popular streaming platforms might disappoint users seeking enhanced video quality.
Slow Charging Speeds: The device may have slower charging speeds than some competitors, which could be a drawback for users relying on quick recharges.

4. OnePlus Nord CE 3 Lite 5G

Features of the OnePlus Nord CE 3 Lite 5G

Display: The OnePlus Nord CE 3 Lite features a 6.72-inch FHD+ screen with a high 120Hz refresh rate, offering a smooth and responsive display experience. The pixel density of 393 PPI ensures sharp visuals.
Battery: The phone has a substantial 5,000mAh battery, providing exceptional life. It managed an impressive 11 hours and 10 minutes of screen-on time in a 4K video loop battery test, easily lasting a full day of usage with power to spare.
Camera: The camera setup is a standout feature, with a 108MP triple rear camera that excels in capturing detailed shots with accurate colors and a wide dynamic range. Even in low-light conditions, it delivers impressive results with good detail and minimal noise.
Processor: Powered by the Qualcomm Snapdragon 695 Octa-core processor, it offers reliable performance for various tasks and supports 5G connectivity.
Memory: Comes with 8GB of RAM and 128GB of storage, providing smooth multitasking and plenty of room for your apps and data.
SIM: Offers dual SIM support with 5G compatibility, providing faster data speeds and connectivity.
LED Flash: Equipped with an LED flash for improved low-light photography.
Price: Priced at ₹19,999, it provides excellent value for its features and performance. It’s one of the best camera phone.

Related Search: OnePlus 11R 5G Full Specifications & Features

Pros of the OnePlus Nord CE 3 Lite 5G

Good Display: The phone boasts a high-quality display with a fast refresh rate, ensuring a smooth and vibrant visual experience.
Big Battery: A 5,000mAh battery offers exceptional life, easily lasting throughout the day.
Above-Par Cameras: The setup performs exceptionally well, catching clear and dynamic images, even in low-light circumstances.

Cons of the OnePlus Nord CE 3 Lite 5G

No Ultrawide Lens: The absence of an ultrawide camera lens might limit the versatility of the camera system.
Basic Design: The phone’s design is relatively basic, lacking some premium aesthetics in more expensive smartphones.

5. Vivo T2 5G

Features of the Vivo T2 5G

Processor: The Vivo T2 5G is powered by the Qualcomm Snapdragon 695 SoC, a reliable processor known for its smooth performance and limited heating issues. While it’s not the fastest in its price range, it performs well and is suitable for everyday smartphone tasks. It typically scores around 400,000 in AnTuTu benchmarks, which is adequate for most casual users.
Camera: The phone features a 64MP primary camera with Optical Image Stabilization (OIS). OIS is a valuable feature at this price point as it helps eliminate shakes in photos, resulting in more precise and stable pictures.
Display: The Vivo T2 5G comes with an AMOLED display, which is uncommon in this price segment. The 6.62-inch FHD screen with a 120Hz refresh rate provides rich colors and smooth visuals. It has a pixel density of 398 PPI, ensuring sharp and precise pictures.
Memory: The device offers 6GB of RAM and 128GB of storage, providing decent multitasking capabilities and ample space for apps and data.
Battery: Equipped with a 4700mAh battery and a USB Type-C port, the phone offers reliable battery life and supports fast charging for quick recharges.
SIM: Dual SIM support with 5G compatibility enables more rapid data speeds and network connectivity.
LED Flash: Features an LED flash for better low-light photography.
Price: Priced at ₹19,699, it aims to offer competitive value in its category. one of the best

Pros of the Vivo T2 5G

Reliable Processor: The Qualcomm Snapdragon 695 SoC provides dependable performance for everyday smartphone tasks.
OIS Camera: Including Optical Image Stabilization in the 64MP camera improves photo quality by reducing blurriness caused by camera shake.
AMOLED Display: The phone delivers vibrant colors and smooth visuals, enhancing the viewing experience.

Cons of the Vivo T2 5G

Not the Fastest Processor: While it offers smooth performance, the Snapdragon 695 is not the fastest SoC in its price range of 2023.
Limited Availability: Vivo phones may have limited availability in some regions, which could affect potential buyers’ choice

6. Motorola Moto G73 5G

Features of the Motorola Moto G73 5G

Processor: The Moto G73 5G is powered by the robust MediaTek Dimensity 930 Octa-core processor, which excels in benchmarks and offers impressive performance, outperforming some of its competitors. It scored 418,512 in AnTuTu benchmarks, surpassing critical rivals like the Realme 10 Pro and Redmi Note 12.
Memory: It offers 8GB of RAM and a generous 128GB storage, ensuring smooth multitasking and ample space for apps and data.
Display: The device features a 6.5-inch QHD screen with a 120Hz refresh rate, providing a smooth and responsive display experience. However, it’s worth noting that it uses an IPS LCD panel with relatively low brightness, recording a peak brightness of only 203 nits.
Camera: The Moto G73 has a 50MP dual rear camera setup and a 16MP front camera, delivering decent photo quality, especially in well-lit conditions.
Battery: Equipped with a 5000mAh battery and a USB Type-C port, it offers excellent battery life and supports fast charging for quick recharges.
SIM: Dual SIM support with 5G compatibility ensures quicker data speeds and network connectivity.
LED Flash: Features an LED flash for improved low-light photography.
Price: Priced at ₹18,800, it aims to provide substantial value for its qualities and performance. It is one of the best CellPhones available on the market.

Pros of the Motorola Moto G73 5G

Impressive Performance: The MediaTek Dimensity 930 processor offers remarkable performance, outperforming competitors in benchmarks.
Incredible Battery Life: With its 5000mAh battery, the phone delivers excellent battery life, ensuring it lasts a whole day.
Decent Shots in Well-lit Conditions: The camera setup provides decent photo quality, especially in well-lit environments.
Premium Design: It features a stylish and classy design with a lightweight build, making it visually appealing.
Low Bloatware: The phone has a close-to-stock Android UI, minimizing bloatware and offering a clean user experience.

Cons of the Motorola Moto G73 5G

Mediocre Low-Light Photography: The camera performance may be less vital in low-light conditions.
Fingerprint Magnet: The rear panel attracts fingerprints and smudges, requiring frequent cleaning.
Underwhelming Display Brightness: The IPS LCD panel has relatively low brightness, which may affect screen legibility in bright sunlight.

7. Realme 9 5G SE

Features of the Realme 9 5G SEi

Processor: The Realme 9 5G SE is powered by the robust Qualcomm Snapdragon 778G Octa-core processor, known for its impressive performance. It can achieve an AnTuTu score of over 500,000, ensuring smooth and efficient operation.
Memory: With 8GB of RAM and a spacious 128GB storage capacity, the device offers snappy multitasking and ample space for apps and data.
Display: The phone boasts a large 6.6-inch QHD display with an impressive 144Hz refresh rate. This high refresh rate ensures super-smooth scrolling and a responsive touch experience. The display has a pixel density of 401 PPI, providing sharp and detailed visuals.
Camera: The Realme 9 5G SE features a 48MP triple rear camera setup and a 16MP front camera, capable of capturing high-quality photos and videos.
Battery: Equipped with a substantial 5000mAh battery and a USB Type-C port, it offers impressive battery life. In a 4K video loop test, it recorded over 14 hours of on-screen time.
SIM: Dual SIM support with 5G compatibility for faster data speeds and network connectivity.
LED Flash: Comes with an LED flash for better low-light photography.
Price: Priced at ₹20,985, it aims to provide value for its features and performance—one of the best mobile phones available on the market.

Pros of the Realme 9 5G SE

Powerful Processor: The Qualcomm Snapdragon 778G processor offers robust performance for various tasks and apps.
High Refresh Rate Display: The 144Hz display ensures super-smooth scrolling and a responsive touch experience.
Impressive Battery Life: The device excels in battery life, providing over 14 hours of on-screen time in a 4K video loop test.

Cons of the Realme 9 5G SE

Price: Priced slightly above the ₹20,000 mark, it may not fit the budget of users explicitly looking for phones under Rs.20000/-.

8. Samsung Galaxy M34 5G

Features of the Samsung Galaxy M34 5G

Processor: The Samsung Galaxy M34 features the powerful Samsung Exynos 1280 Octa-core processor, one of the fastest in its price segment. It delivers solid performance for a variety of tasks.
Memory: With 6GB of RAM and 128GB of storage, the device offers a smooth multitasking experience and plenty of storage space.
Display: The phone boasts a 6.5-inch Full HD+ display with 1080 x 2400 pixels resolution. It has a high pixel density of 405 PPI and a 120Hz refresh rate, ensuring a vibrant and responsive display experience.
Battery: Equipped with an impressive 6,000mAh battery and a USB Type-C port, it provides exceptional battery life. It can last almost 22 hours when playing native 4K videos, making it a reliable two-day phone.
SIM: Dual SIM support with 5G compatibility offers enhanced network connectivity and faster data speeds.
LED Flash: Features an LED flash for improved low-light photography.
Price: Priced at ₹18,999, it aims to provide exceptional value. It is one of the best mobile phones available on the market.

Also See: Samsung Galaxy S23 Vs iPhone 15

Pros of the Samsung Galaxy M34 5G

Speedy Performer: The device is powered by a fast processor, ensuring smooth performance for various tasks.
Excellent Battery Life: A 6,000mAh battery offers outstanding battery life, lasting two days on a single charge.
Vibrant and Crisp Display: The Full HD+ screen delivers rich colors and crisp images.
4 Years of OS Updates: Samsung provides extended software support with four years of OS updates, ensuring longevity and security.

Cons of the Samsung Galaxy M34 5G

Dated-Looking Teardrop Notch: The design features a teardrop notch, which may appear dated compared to newer display designs.
Lots of Bloatware: The phone may come with pre-installed bloatware, potentially cluttering the user experience.
No HDR Support on Display: The display lacks HDR support, which could affect the viewing experience for HDR content.
Primary Camera’s Dynamic Range Could Be Better: While the camera is decent for basic use, its dynamic range may not be as extensive as some competitors.

9. iQOO Z7 5G

Features of the iQOO Z7 5G

Processor: The iQOO Z7 5G is powered by the MediaTek Dimensity 920 Octa-core processor, making it one of the fastest smartphones in its price segment. It scored an impressive 479,779 in AnTuTu benchmarks, ensuring smooth and lag-free performance, especially for gaming. It achieved a Gamebench score of 40 fps at 100% stability when playing Call of Duty: Mobile.
Memory: With 8GB of RAM and 128GB of storage, the device offers fast multitasking and ample storage.
Display: The phone features a 6.38-inch Full HD (FHD) AMOLED display with a pixel density of 413 PPI and a 90Hz refresh rate, delivering crisp visuals and vibrant colors.
Battery: Equipped with a 4,500mAh battery and a USB Type-C port, it provides good battery life, allowing around 5 hours of on-screen time with heavy usage.
SIM: Dual SIM support with 5G compatibility ensures high-speed data connections.
LED Flash: Comes with an LED flash for better low-light photography.
Price: Priced at ₹18,999, it aims to offer outstanding value. It is one of the best mobile phones available on the market.

Pros of the iQOO Z7 5G

Slim and Light Form Factor: The phone has a slim and light design, making it easy to handle and carry.
Crisp AMOLED Display: The AMOLED display provides sharp and vibrant visuals.
Good Selfie Camera: The 16MP front camera delivers good-quality selfies.
Good Performance and Battery Backup: Powered by the Dimensity 920 processor, it offers strong performance and decent battery life.

Cons of the iQOO Z7 5G

FunTouch OS is Confusing for New Users: The device runs on FunTouch OS, which might need to be clarified for users accustomed to other Android interfaces.
Bloatware: The phone may come with pre-installed bloatware, which can clutter the user experience.
Basic Design: The device features a basic design that might not stand out in terms of aesthetics compared to some competitors.

10. Tecno Camon 20 Pro 5G

Features of the Tecno Camon 20 Pro 5G

Processor: The Tecno Camon 20 Pro 5G is powered by the MediaTek Dimensity 8050 Octa-core processor, impressively outperforming more expensive devices in benchmarking apps like AnTuTu, GeekBench, and PCMark. It offers stellar performance, making it a suitable choice for gaming, including demanding titles like FPS games.
Memory: With 8GB of RAM and 128GB of storage, the device provides ample memory for multitasking and generous storage space for apps and data.
Display: The phone features a 6.67-inch Full HD+ (FHD+) display with a pixel density of 395 PPI and a 120Hz refresh rate, ensuring sharp visuals and smooth scrolling.
Battery: Equipped with a 5,000mAh battery and a USB Type-C port, it offers good battery life and supports fast charging for quick recharges.
SIM: Dual SIM support with 5G compatibility provides higher data speeds.
LED Flash: Comes with an LED flash for improved low-light photography.
Price: Priced at ₹19,999, it aims to offer substantial value for its features and performance. It’s the best camera phone available.

Pros of the Tecno Camon 20 Pro 5G

Stellar Performance: The device excels in benchmarking apps and offers impressive performance, surpassing more expensive competitors.
Excellent for Gaming: The phone performs exceptionally well in gaming scenarios, whether you’re playing simple or demanding games.

Cons of the Tecno Camon 20 Pro 5G

Clunky UI: The user interface (UI) is described as clunky and can sometimes become laggy, affecting the overall user experience.
Limited Availability: Tecno phones may have limited availability in certain regions, limiting the options for potential buyers.

In conclusion, the quest for the best mobile phones under Rs.20,000 offers many choices, each catering to diverse preferences and priorities. From blazing-fast processors to vibrant displays and impressive camera setups, these smartphones provide excellent value for your hard-earned money. However, every device has its quirks, be it a clunky UI or limited availability.

Ultimately, your choice should align with your specific needs and usage patterns. Whether you prioritize performance, battery life, or camera prowess, the options listed in this guide cater to a range of desires. So, before purchasing, consider your priorities, weigh the pros and cons, and choose the mobile phone that best fits your requirements. With the right choice, you’ll find a pocket-friendly companion that enhances your digital experience without breaking the bank.